A better way to receive mortgage rate alerts

SET CUSTOM MORTGAGE RATE ALERT HERE

Tailored to your goals; Delivered your way.

No spam. No hassle.

When markets shift & create optimal refinance opportunities that meet your criteria, you'll know in real-time.

THE PROBLEM: when you inquire into mortgage rates or use a "rate table" website like Bankrate to compare lenders, you are baited into giving private information and within seconds your information is sold to a dump truck full of call center lenders who then proceed to blow up your phone for days or weeks. Sound fun? Didn't think so!

THE SOLUTION: As an independent mortgage brokerage, we program rate alerts based on your objectives and then shop the "buffet" of lenders to identify the optimal rates & refinance costs for you and deliver timely rate alerts according to your preference. Best of all? We won't harass you or sell you out. This process allows us to deliver pertinent rate & market alerts to happy clients without bothering anyone or wasting time.

OUR PROMISE: we will NOT spam you or sell your information and we will only alert you when market conditions allow for your refinance goals to be realized. It's that simple.

WHY USE A BROKER instead of a bank or corporate retail lender? Brokers work for you and don't have the bloated overhead or "captive" relationships. We are free to shop for the ideal rates and costs for your needs.

SET CUSTOM MORTGAGE RATE ALERT HERE

RateSiren.com is powered by Empire Home Loans, Inc. a mortgage broker, and MortgageDad.com

How does

RateSiren.com

even work?

01

Input your current loan information

We don't ask for any sensitive information, just general facts like your property type, current loan amount and interest rate, estimated credit score range etc. We ask for your property address because we use valuation tools to project the property value which is important for an accurate loan-to-value ratio (a significant factor for rate pricing).

02

Confirm your refinance goals

We use your goals to tailor the refinance alerts in order to save everyone precious time, money and energy. Tell us your goal(s); we're listening. Is your goal to lower your payment by a specific amount or to realize a specific rate reduction like 1 or 2%?

03

Specify how you want to receive alerts.

Everybody hates spam and wasted time. We won't spam you and will only contact you the ways you have approved: such as 1) email 2) text 3) phone call or hand-delivery via alpaca.

04

Let our broker system work for you.

As former retail loan officers and bankers, there's a reason we went to the broker side: brokering allows us to serve the client's needs #1 and shop unlimited lenders to identify the rate, product and lender that is right for you -- and best of all -- all without the bloat or overhead costs being passed onto you, the client. Better rates & costs = better experiences :).

05

Get a better mortgage.

With tailored, timely market advice, you call the shots on when to pull the refinance trigger.

SET CUSTOM MORTGAGE RATE ALERT HERE